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talysonarivo

Smart Financial Management Solutions

Privacy Policy

Understanding how talysonarivo protects and manages your personal information

Effective Date: 15 January 2025 | Last Updated: 8 January 2025

1. Information We Collect

talysonarivo collects various types of information to provide you with effective budget surplus management services. We're transparent about what we collect and why we need this information.

Personal Information

Full name, email address, phone number, residential address, date of birth, and government-issued identification numbers when required for verification purposes.

Financial Information

Bank account details, financial statements, income information, investment preferences, and transaction history related to your budget surplus management activities.

Technical Data

IP address, browser type, device information, operating system, cookies, and website usage patterns to improve our platform performance and security.

2. How We Use Your Information

Your information helps us deliver personalized budget surplus management services and maintain platform security. We use your data responsibly and only for legitimate business purposes.

  • Providing personalized budget surplus management recommendations
  • Processing your financial transactions and maintaining account records
  • Communicating important account updates and service improvements
  • Conducting identity verification as required by Australian financial regulations
  • Analyzing platform usage to enhance user experience and security measures
  • Complying with legal obligations under Australian Privacy Act 1988

3. Information Sharing and Disclosure

talysonarivo doesn't sell your personal information to third parties. We only share information when necessary for service delivery or legal compliance.

Authorized Sharing

  • Financial institutions for processing transactions and account verification
  • Professional advisors including accountants and legal counsel when requested
  • Technology service providers who support our platform infrastructure
  • Regulatory bodies when required by Australian law or court orders

All third-party partners must sign confidentiality agreements and comply with Australian Privacy Principles. We conduct regular audits to ensure your data remains protected throughout these relationships.

4. Your Privacy Rights

Under the Australian Privacy Act 1988, you have specific rights regarding your personal information. We've made it straightforward to exercise these rights.

Access Your Data

Request a complete copy of all personal information we hold about you, delivered within 30 days of your request.

Correct Information

Update or correct any inaccurate personal information in your account at any time through your dashboard or by contacting us.

Delete Your Data

Request deletion of your personal information, subject to legal retention requirements for financial records.

Restrict Processing

Limit how we use your information for marketing communications while maintaining essential service functions.

To exercise any of these rights, contact our privacy team using the details below. We'll respond to your request within 30 days and provide clear instructions for any additional steps required.

5. Data Security and Protection

Protecting your financial information is our top priority. We employ multiple layers of security measures that exceed industry standards for Australian financial services.

Technical Safeguards

  • 256-bit SSL encryption for all data transmission and storage
  • Multi-factor authentication for account access and sensitive transactions
  • Regular security audits conducted by independent cybersecurity firms
  • Automated monitoring systems that detect suspicious account activity
  • Secure data centers located in Australia with 24/7 physical security

Our security team continuously monitors for threats and updates our protection measures. All employees complete annual privacy and security training, and access to your data is strictly limited to authorized personnel who need it for their job functions.

6. Data Retention and Deletion

We retain your information only as long as necessary for service delivery and regulatory compliance. Here's how long different types of data are kept:

7
Financial Records: Maintained for seven years as required by Australian Taxation Office regulations for financial service providers.
3
Account Information: Personal details and preferences retained for three years after account closure to support potential reactivation requests.
1
Marketing Data: Communication preferences and interaction history deleted within 12 months of unsubscribing from marketing communications.

7. Cookies and Tracking Technologies

talysonarivo uses cookies and similar technologies to enhance your platform experience and maintain security. You can control these preferences through your browser settings.

Essential Cookies

Required for platform functionality, including login sessions, security features, and transaction processing. These cannot be disabled without affecting core services.

Performance Cookies

Help us understand how you use our platform to improve performance and fix technical issues. All data collected is anonymized and used only for internal analysis.

8. International Data Transfers

Your data is primarily stored and processed within Australia. When international transfers are necessary for service delivery, we ensure adequate protection measures are in place.

Any international transfers comply with Australian Privacy Principles and include contractual safeguards that provide equivalent protection to Australian privacy laws. You'll be notified of any significant changes to our data storage locations.

9. Policy Updates and Changes

This privacy policy may be updated to reflect changes in our services, legal requirements, or business practices. We'll notify you of significant changes through email and platform notifications.

Minor updates will be posted on this page with the revised effective date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Our Privacy Team

For questions about this privacy policy, requests to exercise your privacy rights, or privacy-related concerns, contact us through:

Email: privacy@talysonarivo.com
Phone: +61 414 904 600
Mail: Privacy Officer, talysonarivo
24a Heritage Dr, Chisholm NSW 2322, Australia

Our privacy team responds to all inquiries within five business days. For urgent privacy concerns, please call during business hours (9 AM - 5 PM AEST, Monday through Friday).